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CL100 Termite Inspection

What Is A CL100 Termite Inspection Letter?

A termite letter in South Carolina is commonly referred to as a CL100 Wood Infestation Report provided by a qualified termite professional who does a thorough visual inspection for signs of an infestation or damage by wood destroying insects or fungi.

If you’re searching to buy a home, the term “CL100” will be part of the conversation at some point in your buying process. A CL100 is a requirement by your lender before they loan any money and this inspection should be performed within 30 days of your closing date, so it’s important that you get familiar with the term.

In the real estate closing process of your home, the importance of a CL100 Inspection report, is required by your lender to complete the closing on your home. The bottom line is, if termites are found, the source of the issue needs to be uncovered and treatment must be made to rectify the situation in order to prevent future damage to the structure. It’s a small price to pay, knowing your home is protected.

At HelloPro Home Inspections, our focus is providing thorough home inspections; that’s what we do best. We consistently deliver the most thorough and comprehensive home inspections with detailed reports. Scheduling your CL100 Termite Inspection through HelloPro at the same time we’re performing your home inspection is not only convenient but will save you money.



South Carolina is one of the most active areas for termites in the US. The climate of the southeast United States contributes to active termite swarms throughout the year, particularly in the Spring and Summer.

There are eight species of termites in South Carolina. Four species are dry-wood termites. Four species are subterranean termites. Subterranean termites are the ones that do the most damage and are the focus of most termite treatments.

A CL-100 Inspection is required by your lender to close on any home in South Carolina, so it’s important to get familiar with the term if you’re engaging the home buying process. CL-100 Inspections, also known as a Termite Inspection, refers to the Official South Carolina Wood Infestation Report.

During the sale of structural property in South Carolina involving a lending institution, a CL-100 is a mandatory report at the time of closing. As a buyer or seller, you will need a “CL-100 clear” to declare the home structurally sound in order to continue the purchase or sale of property.

If a termite inspection is being conducted as part of a real estate transaction, there is usually cost associated because the inspection covers other wood-destroying insects. Your realtor may negotiate who picks up the nominal fee for this service.

A “clear letter” or a CL will be provided by a professional termite inspector who will thoroughly check the home, including under the structure of the home.

In addition to termites, the inspector will look for carpenter ants, carpenter bees, wood-destroying beetles, and other types of wood-decay fungi. If no evidence of any of these insects are found, the home is deemed insect free and not in any threat of wood damage.

What termite inspectors look for in a CL-100 Inspection:

1. Current termite or wood-destroying insect infestation with visible evidence, or evidence of a previous infestation.

2. Evidence that the infestation was treated, if found.

3. Termites or other wood-destroying fungi below the main floor of the home that are:

*Active – with a 28% moisture content or above.

*Inactive – with a 28% moisture content or less.

*Visible damage to wood below the main first floor of the home.

If the inspector finds that there is visible damage below the first floor, for example the porch, columns, outside stairs, door jambs, etc., another report will be performed by the SC Department of Labor, Licensing, and Regulations stating that the issue has been resolved. The letter will have to state either the home is intact and doesn’t need any repairs or that quality repairs have been completed.​

Wood-Infestation-ReportIn North Carolina, the required document for real estate transactions is the Wood-Destroying Inspect Report (WDIR) and in Georgia it called the Georgia Wood Infestation Inspection Report. The responsibility of a WIR report is usually that of the seller. In South Carolina, it’s called a (WIR) but better known as a CL-100 Termite Inspection Letter.

While they’re sometimes confused with termite letters, termite bonds are different documents altogether. A termite bond is part of an agreement between a pest control company and you, the homeowner.

Typically, there are two parts to a termite bond.

First, the bond includes a termite contract, which stipulates that the pest control company will perform ongoing inspections (annually, quarterly, or at some other agreed upon interval) to check for termites; this is similar to any other pest control agreement.

What makes a termite bond unique is the second part concerning future damage to the home. Since termite treatment on its own can be very expensive, termite bonds guarantee that the pest control company will provide termite control services to take care of any termites that are discovered, without any additional costs to the homeowner. Termite bonds also sometimes include coverage for any damage caused to the home.

No. But consider this… if the property owner doesn’t keep up with the termite bond, it will expire and the property will be vulnerable to another infestation. The bottom line is that termites are a part of our lives in the South, but they don’t need to be in your house if you take the proper steps to keep them out.

On average, termite treatments last about 5 years. Liquid termite treatments can last longer than five years, whereas termite bait stations only last 1 year and need to be maintained annually.

The More Thorough We Are, The More Defects We Find…
The More Money You Save!

A Participating InterNACHI® Certified Inspector


HelloPro Home Inspections, LLC. is a participating InterNACHI® Certified Inspector.  If a HelloPro Inspector misses anything on your inspection, InterNACHI® will buy your home back!  It is through our affiliation with InterNACHI® that we are proud to include a Home Buy-Back Guarantee with every Standard and PLUS Package Inspection we do; not all InterNACHI® Certified Inspectors participate in this program.

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MOLD Information

Epidemiological studies in the U.S. and Europe have associated mold sensitivity with the development, persistence, and severity of asthma. Exposure to mold and the mycotoxins or toxins they produce can be absorbed through the skin, GI tract, or by inhalation of fungal parts. Suppression of the immune system by exposure to these types of pollutants has been linked to chronic diseases, even cancer.

Mold exposure can be harmful to your health. People with weak immune systems from diseases such as HIV infection, patients taking chemotherapy, people with existing lung disease, and those who have had an organ transplant are more susceptible to infections from mold and can have a severe reaction. 

The increasing awareness of mold problems in indoor environments has created high demand for mold investigation and inspection services. Fluctuations in air quality often go undetected until toxins accumulate to dangerous levels in an environment. Monitoring and promptly addressing air quality concerns before problems arise is essential to the health of your home, business, clients, and employees.

Sample analysis of your indoor space for air quality monitoring and fungal-related toxicity concentration including black mold is our specialty. 

Have peace of mind with our Lab Certified, Professional Results, and Detailed Report! 


Sewage Screening

Bacteria are microscopic organisms not visible to the naked eye. These tiny organisms are everywhere, both inside and outside of your body. They survive in a variety of environments and while some are necessary for life others can make you extremely sick. At Microbial Express Labs we offer a complete testing service that not only detects the presence or absence of sewage-related bacteria, we also quickly identify and enumerate them. 

Coliform bacteria are natural inhabitants of the environment and the intestinal tract of warm-blooded animals. It is their presence in drinking water that indicates that disease-causing organisms (pathogens) could be in the water system. A Total Coliform test is used as an overall indication of sanitation efficiency. The presence of total coliform, by itself, does not imply that the resource is contaminated, but it can reveal that one, if not more of the more serious types of harmful bacteria, such as fecal or E. coli bacteria, may be present. 

Escherichia coli (E. coli) is the major species in the fecal coliform (FC) group and is the best indicator of fecal pollution and the possible presence of pathogens or disease-causing organisms. 

E. coli bacteria are found in greater quantities than Total Coliform in animal fecal matter. Our Total Coliform test detects the presence of Total Coliform and E. coli. If E. coli is detected along with Total Coliform in drinking water, there is strong evidence that sewage is present. As a result, a greater potential for pathogenic organisms to exist. 

At Microbial Express Labs we offer a second layer to this test. In addition to the traditional test mentioned above, our Complete Fecal Coliform test adds the detection of Enerococcus faecalis. E. Faecalis  is also a fecal indicator organism and one of the various microorganisms used a positive control in the examination of water for human consumption. E. faecalis is a very stable bacterium. Its ability to survive in harsh conditions is greater than that of E. coli and in recent years there has been an increase in its resistance to many once used antibiotics. 

 A positive test implies a risk that pathogenic species may be present. Testing for bacteria is the only reliable way to know if your water is safe. You cannot determine the presence of disease-causing organisms by look, taste, or smell. 

It is recommended that well owners test their water for coliform bacteria at least once a year and more frequently if bacteria have been a problem in the past. Our trusted labs not only provide the detection of but also will enumerate the number of Coliforms/​Escherichia coli​ (​E. coli​), and Enterococcus faecalis bacteria. We provide fast, accurate results you can trust!

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